Filed under: Business, Finance, Utilities, Office

Invotrak is a simple to use, on the internet invoicing tool for small businesses or freelancers produced by Draconis Software. While we have covered it before some new additions make it worth another mention.

Basically this is a easy invoice app that you can use to create and track invoices and time sheets for yourself or your small business. You can use limited services for free or pay for three levels of account depending on how many invoices you plan to send.

Updates features include: the ability to upload invoices you have created yourself, add line items from time sheets to the invoice and adding reports to your invoices. You can also save your invoices as PDF or TXT files.

You can also read the Invotrak blog to get tips on using the new features and general small business tips - like how to get paid on time.

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Filed under: Finance, Freeware, Time-Wasters

Smoking is widely considered to be one of the hardest “bad habits” to kick. Way more so than turning your underwear inside out and wearing it a second time.

If you’re having trouble quitting, why not download CostOfSmoking for a huge dose of reality. It’s an hideous, swiftly assembled program (it looks like a packaged MS Access database) that will leave you completely gobsmacked. If you don’t smoke and never have, this program will make you damn glad.

A swift run based on a ten-year, one-and-a-half pack a day habit at the current $12 a pack (oh, Canada!) pricing yielded the ungodly sum of $114,594. If that’s not enough to convince someone that their habit is putting a serious dent in their potential savings, we don’t know what’s.

Try it yourself and see! We decided to run numbers on our average coffee habit - just to make sure we’re in good shape - and was relieved to find out that our java vice came in at a much more reasonable $1,146.

[ Via FreewareNetwork ]

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Filed under: Finance, World wide web, Web services, Google, Social Software, Googleholic, web 2.0

Welcome to Googleholic, your bi-weekly fix of everything Google!

In this edition:

• Upcoming AdWords system maintenance
• Sites gets new features
• YouTube tries long-form
• YouTube introduces Screening Room
• Google Docs on ultraportables
• Google Finance adds cash tracking

Continue reading Googleholic for June 20, 2008

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Filed under: Business, Finance, Web services, Social Software, web 2.0

Myspace, Facebook and Twitter, the concepts are pretty much the same. You follow someone with interests that intrigues you, see what their doing, what their saying and sometimes you do what they say. Now what if they told you where to spend your money, would you? Covestor thinks so.

Covestor takes the social networking formula and applies it to the stock market in a 2 part system. The first requires members with some sort of investment background (we’ll call them experts) to build portfolios. The second has average users reviewing these members and if they like what they see, they follow them.

If these experts purchase or sell a certain stocks, users get to see that and choose if they would like to buy or sell along side their experts. Covestor is currently working on a fully automated system as well. You’ll just be able to put down a bunch of cash and the system will invest your money as your experts invest. Of course as an expert you get a percentage of the action, since people are following your advise.

So is this the next step in social networking? We already take advice on what to wear, where to go and what to eat. Why not take it a step further with having strangers tell you what to do with your money?

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Filed under: Finance, Office, Productivity

Are you a freelancer, a student, or someone who just really likes to bill people by the hour? You might get some use out of Project Calculator, an OS X app that helps you keep track of how much time you put into each of your projects. It lets you run a timer or enter your hours manually, and then does all the calculation you need to send someone a bill. You can output your Project Calculator in a number of formats, including PDF, HTML and plain text, so your clients will never give you the old “I couldn’t open the file” excuse.

We nearly balked at the $20 pricetag for Project Calculator, but after trying it out, we realized that this app can save you a lot of time for the money. Keeping a spreadsheet from scratch is ok, but having everything set up for you and organized by customer and by client is a lot easier and less fiddly. Appropriately, Project Calculator frees up some time for you to actually work on projects.

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Filed under: Finance, World wide web, Google, Yahoo!

A number of web sites have been offering free stock quotes for years. But they’ve always been delayed by about 15 minutes or so. While 15 minutes doesn’t sound like a lot, if you’ve dumped a lot of money into one stock and it’s tanking, you want to know as soon as possible. The solution has been to sign up for subscription-based services like E*Trade.

Now it looks like you can save your money. A whole slew of companies including Google, Yahoo!, CNBC, and the Wall Street Journal have announced the availability of real-time stock quotes. For free.

Yahoo! has partnered with BATS, while a slew of other companies have partnered with NASDAQ to provide the up to the minute stock quotes.

[via paidContent]

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Filed under: Business, Finance, Internet, Web services

Got $10 burning a hole in your pocket, but don’t know what to spend it on? No problem. Just visit SomethingStore, place an order, and within 7 days the company will ship something to your door. You won’t know what it is, and you may hate it. But hey, shipping is free.

The concept reminds us a lot of the random bag of crap that often concludes Woot-Offs. For some reason, that random bag of goodies is one of the most popular items you can buy, even if you don’t know what’s in it. We chalk it up to the hope that you could get something worth far more than the price you paid. But the element of surprise also makes the whole thing a little more exciting.

If you’d rather know exactly what you’re getting for your money, make sure to check out Wants for Sale tomorrow. Artists Justin Gignac and Christine Santora use the site to sell paintings of things they want - for the price of the actual items. Purchase a picture of a piece of pizza or a Nintendo Wii and Gignac and Santora will use the money to buy the item. They’ll have a fresh batch of paintings available Friday. And this time they’re going with a theme - Vegas. You’ll be able to help them fund a trip to Vegas by purchasing art.

Or you could just save your money for retirement, your kids’ college fund, or to purchase things you actually want for yourself. But what’s the fun in that?

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Filed under: Finance, Internet

PearBudget is an on the web budget manager that makes it extraordinarily easy to keep track of your money. The service doesn’t link to your bank account, and doesn’t import information from Quicken or other desktop accounting software. You actually have to enter your expenses by hand. But this is much, much easier than you’d think.

All you’ve to do is spend a few minutes when you set up your account entering your typical monthly expenses. And then each time you pay a bill or tally up how much money you spent going out to dinner or a motion picture, you enter that information. This takes just a moment or two a day, and ensures that you actually think a little bit about how you spend your money every day, which is probably the most useful thing any budget application can do.

PearBudget is not free. There’s a 30 day free trial, after which you need to pay $3 per month to use the service, which might seem a bit steep for such simple application. But if you can live without the web interface, there is a free version of PearBudget. The application started its life as a simple but well-organized Excel spreadsheet, which is still available as a free download.

[via Boing Boing]

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Filed under: Business, Finance, Web services

Zillow is taking the wraps off its new service today, the Mortgage Marketplace.

Designed as a meeting ground between mortgage borrowers and lenders, Zillow Mortgage Marketplace aims to solve most of the common complaints that borrowers and lenders have with the normal mortgage process.

For starters, the marketplace does not require that borrowers provide extensive personal information up front. In place of personal information are detailed loan request forms, where you can customize the offering you are looking for. When a lender sends a quote, you’re alerted by e-mail to view, then accept or decline, the customized offer.

Lenders can register for a small fee; once registered, they have the ability to submit quotes to potential borrowers, and view any competing quotes for the same borrower. Zillow requires full disclosure from the lender; that’s, any quote must include all fees, as well as estimates of taxes, insurance, the whole kit and kaboodle.

The Mortgage Marketplace is an excellent idea. It allows the borrower to shop extensively without having to reveal all of their personal information, and saves them the time of filling out form after form. Zillow’s full disclosure policy insures that there will be no surprise costs. Lenders will also benefit from having a huge pool to pull customers from for a relatively low cost.

The question is: is anybody even buying a home right now?

[via CNet]

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Filed under: Finance, World wide web, Utilities, Windows, Macintosh, Productivity, Mozilla, Freeware, Browser Tips, Unix, Search

Safari always had an interesting and convenient way of searching for text: it dims the background and highlights text-matches throughout the page. It’s too bad Firefox can’t couldn’t do that. It’s now possible to easily add that functionality to everybody’s favorite open-source browser thanks to a recent mozillaZine post.

The install process is pretty easy if you use the superior set of instructions and files, and it shouldn’t take more than a few minutes of duplicating, pasting, and mouse clicking to complete. The animation process in between “Next” clicks is also fun, and if you’re still on the fence about it, you could check out a video or two on the custom feature.

[via CyberNotes]

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